Competition Terms and Conditions

These terms and conditions apply to the “WIN YOUR HOLIDAY CURRENCY” competition run by FCEI Limited. Win the equivalent of €200 in your chosen foreign currency. Enter before 10 April 2015.

You are deemed to accept these terms and conditions when you enter a competition, together with any specific terms for such competition which may be mentioned in any messages or on this website (“Competition Information”). If you do not agree with any of these terms and conditions then you should not enter the competition. If there is any inconsistency between these competition terms and conditions and any such Competition Information, the Competition Information shall prevail.

These terms and conditions may be amended or varied at any time without prior notice. Any changes will be posted on FCEI Limited’s website www.efx.ie. It is your responsibility to ensure you review these terms and conditions regularly to familiarise yourself with any changes. We recommend that you print and store or save a copy of these terms and conditions for future reference.

 

1. ENTRY

1.1 Entry is open to residents of the Republic of Ireland (ROI).

1.2 Employees of FCEI Limited and any associated group companies, prize sponsor and/or agencies associated with our competitions and their immediate families are ineligible to enter. Any such entries will be invalid. For these purposes, immediate family includes partner, grandchild, child, brother, step-brother, sister, step-sister, parent, step-parent, or grandparent of you or your partner or anyone noted as next of kin on any legal document.

1.3 FCEI Limited reserves the right to require proof of age and evidence to verify the identity of an entrant at any time, and may use any reasonable channels and methods available to carry out checks of any details provided by entrants.

1.4 The opening and closing date and time for entries, is as indicated in the Competition Information. Any entries received before or after these times will be disregarded.

1.5 Entry to the competition must be by the applicable method(s) and in accordance with the deadlines as indicated in the Competition Information.

1.6 Only one entry per household.

 

2. ENTRY METHODS

Entry may be by any of the following methods, subject to the Competition Information:
– Completion of competition leaflet

 

3. VALID ENTRIES

3.1 Any entries which are incomplete, incorrect, incomprehensible, or not received by FCEI Limited by the due deadline will be void.

3.2 An entry to the competition will be deemed to be invalid where an entrant has evaded payment of any applicable entry charges.

3.3 In the event of any fault, mistake, misunderstanding or dispute concerning the correctness or acceptability of any answers given by entrants, or the operation of any part of the competition, the decision of FCEI Limited shall be final and no correspondence will be entered into.

3.4 FCEI Limited will not be liable to reimburse expenses incurred in making an entry and no refund will be made for the cost of any entry.

3.5 FCEI Limited reserves the right to reject bulk entries.

 

4. PRIZES

4.1 Only one prize per person is permissible, except where otherwise stated in the Competition Information.

4.2 The prize is as specified in the Competition Information. The winner is solely responsible for all insurance, applicable taxes and for any costs, expenses and charges not included in the prize description in the Competition Information. The prize is also subject to any terms and conditions of the manufacturer or supplier.

4.3 The process for determining the winner of the prize is as indicated in the Competition Information. Where the winner is randomly selected from all the correct and valid entries, the draw will take place on the date indicated in the Competition Information.

4.4 The winner will be notified on the date the winning entry is selected or as soon as practical thereafter, or as otherwise indicated in the Competition Information. You will be contacted on the phone number provided when entering the competition. You will be asked to specifically confirm that you are resident in ROI, that you are not related to any FCEI Limited employee or prize sponsor employee and that you are aged at least 18 years of age or otherwise if stated in the Competition Information, dependant on the competition. You will have a specified fixed time period in which to claim your prize, usually 30 working days unless otherwise specified in the Competition Information. This 30 day period is from the point you have been informed that the prize is available for collection. Failure to respond within the specified time period may result in forfeiture of the prize although FCEI Limited will make reasonable efforts to contact the winner to ensure this does not happen. However, FCEI Limited reserves the right to offer the prize to the next eligible entrant and thereafter until a winner is found.

4.5 FCEI Limited may refuse to provide a prize, or may seek its recovery, in the event of non-entitlement under these Terms or an entrant’s breach of these Terms, or the Competition Information, or fraud or dishonesty.

4.6 FCEI Limited reserves the right in its sole discretion to withhold a prize until proof of eligibility and identity has been confirmed and to disqualify the entrant in the event this is not provided, within any period specified by FCEI Limited.

4.7 FCEI Limited endeavours to have prizes available for collection as soon as is practical after the competition has closed.

4.8 No alternative prize will be given and the prize is non-transferable and non-exchangeable. However, FCEI Limited reserves the right to change the prize due to circumstances beyond its control or to offer an alternative of similar value.

4.9 Where the prize includes a cheque, such cheque will be made payable to the name of the winning entrant in euro. A cheque prize cannot be made payable to any third party. No other form of payment will be made.

4.10. For cash prize winners, 28 days must be allowed for the processing of the cheque – winners will be contacted by a FCEI Limited representative to advise when cheque is available for collection. Cash prize winners will also be required to present a valid form of identification in order to receive their prize.

 

5. LIABILITY

5.1 Nothing in these terms and conditions restricts your statutory rights as a consumer. For more details on your statutory rights you should contact your local Citizen’s Advice Bureau.

5.2 FCEI Limited excludes liability for any fault, malfunction, damage, loss or disappointment suffered by any entrant howsoever arising from participating in any competition whether due to any error, omission or other cause by FCEI Limited, its employees, agents or others to the fullest extent permitted by law. In particular, FCEI Limited is not responsible for any damage or loss caused to an entrant where such damage or loss is not reasonably foreseeable including where the damage or loss results from FCEI Limited’s breach of these terms and conditions.

5.3 FCEI Limited does not accept liability for any damage or loss caused to you where you are not entering into a competition as a consumer.

5.4 FCEI Limited cannot promise that the various processes involved in providing the competition will be free from errors or omissions nor that they will be available uninterrupted and in a fully operating condition at all times. These services may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons reasonably beyond the control of FCEI Limited. FCEI Limited will not be liable to you or to any other person in the event that all or any part of these services are discontinued, modified or changed in any way.

5.5 Nothing in these terms and conditions shall exclude or limit FCEI Limited’s liability for death or personal injury caused by their staff or supplier’s negligence or for fraud.

 

6. STANDARD TERMS

6.1 In the event that any entrant does not, or is unable to comply with these Terms and Conditions or the Competition Information, FCEI Limited shall be entitled at its sole discretion to disqualify such entrant, without any further liability to such entrant. Entrants must comply with any directions given to them by FCEI Limited including in relation to any and all relevant laws, rules and regulations, and where applicable, compliance with codes supplied by the Central Bank of Ireland.

6.2 These terms and conditions are available in English only and shall be exclusively governed by and construed in accordance with the laws of the Republic of Ireland.

6.3 Please note that calls may be recorded to ensure for staff training and quality control purposes.

6.4 FCEI Limited reserves the right to withdraw or amend any competition as necessary due to circumstances outside its reasonable control.

6.5 Competition winners may be required to take part in publicity activity associated with the competition. FCEI Limited (or any third party nominated by FCEI Limited) may exercise its sole discretion to use the winner’s (and, if applicable, their companion’s) name and image and their comments relating to the prize and competition experience for future promotional, marketing and publicity purposes in any media without notice and without any fee being paid.

 

7. DATA PROTECTION

7.1 Information and data which is provided by entrants when they enter (“personal data”) will be held and used by FCEI Limited, their suppliers and contractors in order to administer the competition.

7.2 FCEI Limited will keep prize winner(s) personal details for a reasonable time in order that prizes can be sent to the prize winner(s); rules can be verified to have been complied with and for accounting purposes. FCEI Limited may pass prize winner(s) details on to our third parties or sponsors for the purpose of delivering the prize.

 

8. CONTACT DETAILS

8.1 For a hard copy set of these terms and conditions or the name of previous winners, please send a SAE to FCEI Limited at the address below including the name of the competition, as specified in the Competition Information.

8.2 The Promoter is: FCEI Limited, 1 Lower O’Connell Street, Dublin 1 unless specified otherwise in the Competition Information.

8.3 Any enquiries should be notified to FCEI Limited on +3531 8745005.

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